The real estate in the USA

     главная страница
 

In the USA the number of non-returns of hypothecary credits has increased.

In February the number of cases of deprivation of the rights to the mortgage repayment has increased by 12 percent in comparison with the same period year before. Now such households it has appeared 130,79 thousand, or one of 884 American houses. On it informs Bloomberg referring to research RealtyTrac.

At the same time term on which expiration owners of houses start to be late with payments, became less on third. This results from the fact that the prices for the real estate in the USA do not grow recently in research. Hence, it became more difficult to house owners to take means on the security of the real estate or рефинансировать old debts.

Average cost of the house in the USA in February has made 212,8 thousand dollars. It for 1,3 percent is less, than year before and for 7,6 percent, than in July. Most of all Florida where them it has appeared more than 19 thousand has suffered from cases of deprivation of the rights to the mortgage repayment. On the second place California where in similar position have appeared more than 16 thousand households. It is followed by Texas with an indicator in 12,4 thousand houses.

Deprivation of the rights to the mortgage repayment can lead subsequently to sale of the house from auction or to its withdrawal at the house owner.
Let's remind that for last month at once some the large American hypothecary companies declared that hypothecary credits will not give out to borrowers, irrespective of quality of their credit rating. It has occurred after actions of one of the companies - New Century Financial Corporation - have been excluded from the auctions at the New York stock exchange.