To buy or take on credit?
Will approach both that and another! You presume to buy to yourselves the house for 500 thousand dollars? Wonderfully! With our credit programs you can afford the house and for some millions!

And than it is favourable?
Stable growth of cost of the real estate in the USA is observed many decades in spite of on as reaches 20 % annual and more! Also agree, as it is prestigious to have the real estate somewhere in Miami, to Santa Barbara or is direct on Manhattan!